What Is Coalculus? Coalculus is a multi-chain FinTech blockchain platform built for hybrid deployments and comes with user permissioning capabilities. Enterprise distributed applications enabled by Coalculus benefit from zero node operations, enterprise chain interoperability, scalability and low transaction costs. The open-source Coalculus platform is governed by a professional advisory board and utilised by Wise MPay, a FinTech development company based in Singapore. Coalculus has deployed numerous solutions in the area of payment, remittance and document management for Governments, Public-listed companies, Major universities, SMEs, regional and international Financial Institutions. Coalculus platform is powered by the Coalculus Token, or COAL, to replicate the right for an account to generate blocks on the Coalculus Proof-of-stake blockchain. COAL is also used as GAS fees to bundle and hash enterprise chain transactions to the Coalculus main chain. On the other hand COAL may also be used as a regular cryptocurrency at ultra-low fees when a user transfer funds between users or pay to third-party service providers, e.g., exchanges, wallets, etc. Who Are the Founders of Coalculus? Coalculus have four co-founders: Jack Bai, Doris Bai, Cheryl Lam and Shayne Tan. Jack Bai is the CEO of Wise MPay Pte Ltd — the parent company behind the Coalculus Platform and COAL. Jack is an entrepreneur and has over 30 years of experience in IT and software development for the financial and telecommunication industries. He is a serial tech entrepreneur who has successfully exited multiple companies. Jack directed the launch of various Fintech and payment solutions at Wise MPay. He is currently the Executive Director at GSTechnologies Ltd, LSE. Until recently, Jack also held the role of Non-Executive Director at iSentric Ltd, ASX (now IOUPay). Doris Bai is the CSO of Wise MPay. Prior to joining Wise MPay, Doris has been an entrepreneur since starting her own Voice Over IP company over 20 years ago. She arew the startup to become the Top VoIP company in Singapore. Doris’s wealth of experience in pioneering high-growth business has propelled her to become one of the leading female entrepreneur and women in tech personality. Cheryl Lam is Wise MPay’s Chief Technology Officer of the Coalculus platform. Her foray into core blockchain development started in 2016 as a blockchain researcher. Cheryl is familiar with blockchain protocols, which led her to become an expert developer in Jelurida’s blockchain technologies. Cheryl Lam is also an experienced DevOps manager. Shayne joins as Wise MPay’s CMO. Shayne is a FinTech leader and an advocate for distributed ledger technology since 2016 with more than 5 years of sales operations and management experience in growth stage companies. Shayne started his career with Uber Technologies and pivoted to FinTech. At Wise MPay, Shayne led the launch of the Coalculus Platform in its early days. Shayne is the Executive Director of GSTechnologies Ltd (LSE:GST) and concurrently holds the CEO position at GS Fintech Ltd.